What Will Happen To The Supreme Court After Stevens?

Supreme Court Justices are remembered for their opinions, but they are revealed by their questions. For many years, Sandra Day O’Connor chose to open the questioning in most cases, and thus show the lawyers—and her colleagues—which way she, as the Court’s swing vote, was leaning. Today, Antonin Scalia often jumps in first, signalling the intentions of the Court’s ascendant conservative wing, and sometimes Chief Justice John G. Roberts, Jr., makes his views, which are usually aligned with Scalia’s, equally clear.
New Justices tend to defer to their senior colleagues, but Sonia Sotomayor, in her first year on the Court, has displayed little reluctance to test lawyers on the facts and the procedural posture of their cases; these kinds of questions had generally been the province of Ruth Bader Ginsburg, who, at times, has not seemed entirely pleased by the newcomer’s vigor. Samuel A. Alito, Jr., often says little; Clarence Thomas never says anything. (Thomas has not asked a question at an oral argument since 2006.)
John Paul Stevens, who will celebrate his ninetieth birthday on April 20th, generally bides his time. Stevens is the Court’s senior Justice, in every respect. He is thirteen years older than his closest colleague in age (Ginsburg) and has served eleven years longer than the next most experienced (Scalia).
To read the full article on the New Yorker, click here

Growing Number of Homeowners at Risk of Foreclosure

According to Housing Predictor more than 5 million homeowners are behind on their mortgage payments. An estimated 5 million have already been foreclosed in the worst foreclosure crisis in U.S. history and another 15 million are at risk of losing their homes.

State housing finance agencies are at the center of this administration’s plan to rescue the housing market from further deterioration with the President’s “Hardest Hit Fund,” which provides $1.5-billion in aid to homeowners at risk of foreclosure. Under the plan, the states most severely impacted by the crisis will receive aid for homeowners under water on their mortgages, loan holders who are unemployed and those who have second mortgages or lines of credit on their homes.

If you find yourself in a similar situation, please know you do have rights. Visitwww.delaney-law.com for more information or email us at info@delaney-law.com or call 312.276.0263 and ask for Cynthia Rote

Unemployment Benefits – $10Billion, 30 day Extension

For many, unemployment benefits are literally their bread and butter.  However, finding employment in the form of  a secure job continues to be a huge problem in America today.


Late Tuesday President Obama signed a bill (H.R. 4691) which, among other things, extends health care benefits for workers who have lost their jobs and helps small business obtain loans.  For more information click here or see the Department of Labor’s COBRA homepage here.

e-file or Personal Tax Prepared Services?

e-file or personal tax prepared services? Which do you trust? Tax season can be a bit scary of all of us, and even more so when  it comes to choosing the right person to handle your taxes. The IRS expects the total number of individual tax returns, both electronic and paper, to total about 140 million in 2010, and for e-file returns to exceed last year’s record high of 95 million. So where do you turn to?

The Many Benefits of E-file

Faster refunds. With IRS e-file, taxpayers get refunds in half the time it takes to file a paper tax return and receive a refund check. E-filers who choose Direct Deposit can receive their refund in as few as 10 days.

Paperless. A taxpayer eliminates paperwork by creating his or her own Personal Identification Number (PIN) and filing a paperless return using tax preparation software or a tax professional. There is nothing to mail to the IRS.

File now and pay later options. Taxpayers can file early and pay later by scheduling an electronic funds withdrawal any time through April 15, 2010. Taxpayers can also pay by credit or debit card when they e-file their returns. By enrolling in the Electronic Federal Tax Payment System (EFTPS), taxpayers can make all federal tax payments online or by phone.

More accurate returns. In addition to the error checks built into return preparation software, additional checks are done during the transmission of software enabled e-file returns. These checks reduce the chance a taxpayer will receive an error letter from the IRS.

Quick electronic confirmation. E-filers are notified within 48 hours that their returns have been received.

E-file limitations

Electronically is not for everyone, though. You must file on paper if you are–

  • Married, but filing a separate return, and you live in a community property state,
  • Claiming a dependent who has already been claimed by someone else,
  • Submitting a tax form that cannot be electronically filed (such as a multiple support agreement),
  • Filing before e-file begins (January 15) or after e-file ends (October 15)

To learn more visit: http://www.irs.gov/newsroom/article/0,,id=217790,00.html or visit www.delaney-law.com